David had over 29 years of continuing service with the Texas Department of Banking.
During his career, David assumed an escalating degree of responsibility in the examination of state-chartered or licensed financial institutions, including commercial banks, trust companies, foreign bank agencies, and money service businesses.
As a result, David has an excellent understanding of bank operations, credit administration, and the unique rules and regulations made applicable to these institutions.
Throughout his career with the Banking Department, David served as a Senior Bank Examiner and was responsible for directing the examination of state chartered financial institutions.
He has a thorough background in evaluating the condition of institutions through assessing capital, asset quality, earnings, liquidity, sensitivity to market risk, and all aspects of management.
Member of the Association of Certified Fraud Examiners
Certified Fraud Examiner
- Texas State University
- Bachelor's Degree in Business Administration
- Colorado School of Banking