Newsletters

EPB Newsletters

  • Failing to enroll eligible employees in your benefits plan February 19, 2019 What to watch out for and how to fix it Administrative glitches are practically inevitable at some point when operating a retirement plan, given the myriad ways things can get off ...
  • IRS OKs student loan debt reduction program linked to 401(k)s February 19, 2019 Student loan debt can be a significant deterrent to many of your employees’ retirement savings efforts — not to mention an anxiety-inducing drag on their productivity. Combining student debt payment ...
  • Retirement plan limits: 2018 vs. 2019 February 19, 2019 The change of the new year also brought some changes in retirement plans for employees. See below for a listing of limit changes happening to plans this year so that ...
  • Are you ready for VCP electronic filing? February 19, 2019 As of April 1, you’ll no longer be able to file paper forms and use paper checks to pay fees under the IRS’s Voluntary Correction Program (VCP). Instead, you’ll have ...
  • COMPLIANCE ALERT February 19, 2019 Upcoming compliance deadlines: 2/15     Quarterly benefit statements due for defined contribution plans with calendar year plans 2/28     Deadline for filing paper 2018 Form 1099 with IRS (electronic filing deadline is March ...
  • COMPLIANCE ALERT December 18, 2018 Upcoming compliance deadlines: 12/31   Deadline for making required minimum distributions for 2018 12/31   Deadline for making corrective distributions for failed 2017 actual deferral percentage (ADP) and actual contribution percentage (ACP) tests ...
  • What To Do If You Inadvertently Blow Through 415(c) Limits December 18, 2018 What happens if your plan allocates too much money to a plan participant’s 401(k) account in a given year? The IRS recently addressed that issue in its periodic “fixing common ...
  • Not Planning for Early Retirement Threatens Employees’ Financial Security December 18, 2018 Employees often are unfazed by retirement calculators or other recommendations telling them they’ll need to step up the pace of their retirement savings to retire at a “normal” age. The ...
  • Is There a “MEP” in Your Future? December 18, 2018 Streamlined retirement plan model under review For small employers, the costs of administering a retirement plan can be intimidating. Legislation in Washington could provide some relief — particularly for very ...
  • It May Be Time To Offer A Self-Directed Brokerage Account Option December 18, 2018 Self-directed brokerage accounts (SDBAs) within a 401(k) plan typically offer participants the ultimate investment smorgasbord: a virtually unlimited selection of stocks, bonds, exchange traded funds (ETFs), and mutual funds to ...