How Loyalty Programs Impact Retailers and Consumers

Understand new revenue recognition standards for loyalty programs.  As a consumer, we gravitate to the idea of purchasing now and receiving rewards or discounts later. The idea that our purchases today… Read More »

Divorce: What’s Yours, Mine, or Ours?

4 Basic Considerations Used to Identify Characterization of Assets During Divorces The topic of divorce is rarely a welcome one during an average conversation. However, for some people, divorce is something… Read More »

COVID’s Impact on Business Valuation

What business valuation professionals need to consider when valuing your business. With the COVID-19 pandemic, the world has changed dramatically, and every business has been impacted in one way or another. At… Read More »

Steps to Surviving a Cash Flow Shortage – Cash Flow Management Part 5

Even successful businesses have times when they lack the cash to pay short-term commitments. The key to mitigating any risk is identifying the risk and then creating processes and controls to protect yourself. The… Read More »

Managing Payables – Cash Flow Management Part 4

Gross sales growth can blind business owners to a multitude of problems. Managing a growing company requires keeping a disciplined focus on keeping expenses and overhead under control. It is easy to be… Read More »

Improving Receivables - Cash Flow Management Part 3

Receivables are not a problem for point of sale businesses, but are an ongoing concern for service based companies as most vendors do provide payment at the point of invoicing.  Depending on your invoicing… Read More »

Projecting Future Cash Flows: Cash Flow Management Part 2

Cash shortages can be the result of poor planning and is one of the primary reasons businesses fail.  For this reason, developing a strong cash flow projection process creates a firm foundation of planning… Read More »

Surviving a Cash Flow Crisis - Cash Flow Management Part 1

Earlier this year a former client reached out to me as her business had suffered a series of setbacks of lost contracts, suppliers seeking bankruptcy protection and the deterioration of market prices.  The… Read More »

2020 Bank Year-End Planning

As the pandemic continues and the uncertainty of who will take control of the Senate is up in the air, major tax proposals are not anticipated immediately.    President-elect Biden’s tax proposal includes… Read More »

Important PPP Loan Updates from IRS and SBA

The Latest from the IRS Two very important items were released by the IRS on November 18, 2020 that impact taxpayers with PPP Loans. In Ruling 2020-27, the IRS restates that expenses paid with PPP funds… Read More »

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